How we started

Fulton Online Bank was founded in 1980 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today with the knowledge that strength in numbers brings opportunities and prosperity to all of us.


We are here to serve you

Today our more than 186,000 Members enjoy the wide range of personal and business banking products we offer, at the best possible rates. We’ve partnered with 850+ employers to extend our offerings and benefits to their employees and affiliates.


As a credit union, we take pride in the advantages we can offer over traditional banks, like typically fewer fees and greater investments in local communities. And our dedication to service and community doesn’t stop at our branch doors—it extends into the schools, restaurants, and other small businesses in every community we serve and support. The Members who work at Fulton Online Bank are rooted in their communities—your communities—as neighbors, volunteers, and mentors.

Our Mission

Our mission is to offer quality financial services which meet the needs of our customers and our service area. In doing so, we will maximize the long term value of our shareholders investment.

Our Vision

To be a financially stable, independent community bank that is committed to improving the quality of life of the communities we serve. To earn the loyalty of employees, customers at all times.

Bank's Core Values

Our core values are: Integrity, Team Work, Loyalty, Hard Work, Dedication, Outstanding Customer Service, Prompt Service Delivery, Respect, Serving the community, Good Relationship.

We are built for the future

Fulton Online Bank is in the top 100 largest federally-insured credit unions in the U.S, UK and Asia, with more than 30 branches, and over $2.8 billion in assets. Our headquarters are located in New Jersey, with branches in countries—and we are still growing.


We’ve maintained a 5-star rating for the past 19 consecutive years from Bauer Financial, one the country’s premier financial ratings services. In 2013 we were named National Federal Credit Union of the Year by the National Association of Federal Credit Unions, and also awarded Credit Union League Outstanding Credit Union of the Year.