Personal Savings Accounts


Fulton Online Bank offers financial products that make the most of your money, helping you increase your earning power. Visit our Personal Bankers at any of our offices and let us open an account that’s right for you.


Types of Savings Accounts:

Savings and retirement accounts can help you plan for a more financially secure future. We can help you set up the right accounts to help you reach financial security now and in the future.

  • Interest paid quarterly
  • Quarterly statement
  • Combined statement option with checking account (monthly statement)
  • 24-hour access to account information through online or mobile banking

Personal Checkings Accounts


The right checking account can help move you closer to your goals, no matter where you are in life. Whether you want to simply handle monthly bills and everyday purchases, or find new ways to earn perks and rewards, a Fulton Online Bank personal checking account is a convenient way to manage your money with confidence.


An account for those interested in higher interest.

  • - Free standard checks
  • - Free Econocheck IDProtect and Cell Phone Protection
  • - Higher interest rate with a balance of $1,500 or more
  • - Competitive interest if balance falls below $1,500
  • - Only $8 monthly charge if minimum balance falls below $1,500


Bank Interest rates

Account Interest Rate
Personal Savings Account 0.05% APY
Christmas/Vacation Club Savings Account 0.20% APY
Secure Checking Plus Accounts 0.05% APY
Tiered Money Market Account
0 - $4,999.99
0.05% APY
Tiered Money Market Account
$5,000.00 - $25,000.00
0.05% APY
Tiered Money Market Account
$25,000.01 - $50,000.00
0.10% APY
Tiered Money Market Account
$50,000.01 - $75,000.01
0.45% APY
Tiered Money Market Account
$75,000.00 and up
0.76% APY